Banking & Punishments
The banks all over the UAE are instructed by the Central Bank to clear the cheques the very same day., & there are no exceptions.
A bounced cheque is criminal offence punishable under UAE law 401. jail for period between 1 month to 8 years on discretion of Judge.
A post dated cheque (PDC) is to be certified by the bank means that bank will be holding the amount to certify it for processing at a later date.